Badge - AVVO Rating, Top Attorney
Badge - Super Lawyers
Badge - AV Preeminent
Badge - WSAJ Eagle 2015

Should I See a Specialist?

It is important to obtain all the medical care that is suggested by your primary physician because there is a correlation between the total amount of your medical bills (also known as 'medical specials') and the amount the insurance company is willing to settle your claim for general damages. Insurance adjusters are limited in their ability to pay general damages for pain and suffering. They are frequently audited internally by the company to make sure that they do not overpay claims or pay more than their computer tells them they can. Consequently, if a claimant's medical bills are low, the claims adjuster cannot offer to pay a significantly greater amount of damages to compensate for pain and suffering.

Years ago adjusters used to evaluate claims by multiplying the total special damages by three; for example, if you incurred $5,000 in medical bills, the company would be willing to pay $15,000 for your claim. This rule of thumb is no longer followed as much as it used to be, however, the basic concept still holds true.

Client Reviews
To anyone looking for legal service, you won't find a better law team than Mr Farber and Kelly. They are very caring of your case and treat you like family. I have used them a few times and highly recommend them. Michael
Herb truly had my best interests in mind and was very knowledgeable about the law surrounding my case. He was fair and very upfront about potential outcomes of the case. I believe that he worked tirelessly to get the best settlement. Jan
Herb and team are excellent! As someone unfamiliar with the legal system, they did a great job walking us through every step so we wouldn't get overwhelmed. Our case was emotional and they never hesitated to answer a question, empathize with the challenges of the process, and at times just listen. Over the years we became close and I hope to stay connect to them even though the case is over. They helped us start a new chapter. He always made the extra effort by driving to our home when we couldn't meet him. Who makes house calls these days? Herb does! Not only did I feel like I was in good hands but I genuinely enjoyed working with them. How many people can say that about their attorney? Ashley A.